The Real Estate Encyclopedia
Category - Home Buying Questions - General Home Buying FAQ's

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Are Any Loans Assumable?
Can I Get a Free Credit Report?
Can I take my plants with me?
Can The Seller Still Change His/her Mind If I Agree To His Counteroffer. Can He Sell The House To Someone Else With A Better Offer?
Do I Have To File A Power Of Attorney In A Government Office?
Do I have to have a license to sell my home?
Do I Need a Home Inspection for a Brand New House?
Do I Need To Attend The Home Inspection?
Do I Need To Hire An Inspector If I Am Buying A New Home?
Do My Spouse And I Both Have To Attend The Closing?
Does The Amount Of The Commission Increase The Asking Price Of The Property?
Does The Seller Have To Disclose The Homeowners Association Bylaws And Fees?
Florida_s existing home, condo sales rise in October 2008
Home Staging. What Does it Mean?
HouseLogic
How can I be sure I will be Successful Investing in a REO?
How Can I Make Sure That I Am Getting The Best Interest Rate?
How Can I Save on Closing Costs?
How Can I Save Time In The Loan Approval Process?
How Do Contingencies Work?
How Do Counteroffers Affect The Original Offer?
How Do I Conduct A Property Inspection And Why Should I Spend The Money?
How Do I Find a Contractor to Make Repairs Following an Inspection?
How Do I Hire An Inspector?
How Do I Improve My Chances For Approval Of An Unsecured Loan?
How Do I Obtain A Home Warranty Plan?
How Do I Prepare To Apply For A Home Mortgage To Be Approved?
How Do I Protect Myself From Last Minute Closing Costs Or Rate Changes?
How Do I Write A Contract For The Repairs?
How Do The Fed’s Actions Affect My Decision To Buy?
How Does A Back-up Offer Work?
How Does A Bridge Loan Work?
How Does A Contingency With A Kick-out Clause Work?
How Does A Purchase-money Mortgage (or Take-back Mortgage) Work?
How Does An Exchange Work?
How Does An Impound Account Work?
How Does An Installment Sale Work?
How Does The Lender Confirm My Assets?
How Does The Loan Application Process Work And What Are The Lender's Requirements?
How does the Value Range relate to a Zestimate?
How Does Title Insurance Work And How Am I Covered?
How Is A Cancelled Or Terminated Contract Handled?
How Is The Real Estate Commission Or Brokerage Fee Paid?
How Is Title Insurance Priced?
How Legally Binding Is A Real Estate Document Submitted By Facsimile?
How Long Are Mortgage Rate Quotes Valid?
How Long Does It Take To Close The Sale After A Loan Is Approved?
How Many Copies Of A Power Of Attorney Will I Be Asked To Sign?
How Much Of A Down Payment Is Required With A No-documentation Loan?
How to perform a Title Search on the Foreclosure Property?
I Have Credit Problems. What Do I Need To Do To Repair My Credit?
I Sold My Home And Am Buying A New One. Should I Plan Back-to-back Closings?
If I have an attorney why do I need a Realtor?
Is A Survey Always Required By A Lender And Do I Have To Pay For It?
Is a Zestimate an Appraisal?
Is Flood Insurance Required?
Is The Walk-through Necessary?
Is There A Cost To Pre-qualification?
Mike Armistead
Mortgage Pre-Approval versus Mortgage Pre-Qualification
Overall How Accurate are Zestimates?
Pending home sales show healthy gain
Points: What? When? How Much?
Prepare to Buy Your Home_ Get the Very Best Interest Rate
Realtors keep calling me to list. What should I do?
Relocating To the San Francisco Bay Area, CA or Moving Away?
Should I Read The Termite Report Before The Closing?
Tampa Program Offers A Boost To New Homebuyers
What Additional Research do I Need to Conduct Before Investing in a REO?
What Are A Homeowner’s Interest Tax Deductions?
What are addendums and riders?
What Are Closing Costs?
What Are Comparables?
What Are Credit Scores And How Do They Affect Me?
What Are Easements And What Do I Need To Look Out For?
What are easements?
What are encroachments?
What Are Escrow Instructions?
What Are Loan Origination Fees?
What Are Mortgage Assistance Programs?
What Are My Options In The Manner In Which Title Is Held?
What Are Property Taxes?
What Are Real Property Taxes?
What are the Advantages of Buying a REO?
What are the Benefits of using teh Services of a Mortgage Broker?
What are the Dangers of Investing in Foreclosed Properties?
What Are The Essentials Of A Valid Contract?
What are transfer tax stamps?
What are weasel clauses?
What Buyer Questions Should I Be Prepared To Address?
What Do I Do After We Come To A Binding Agreement With The Seller?
What Do I Need To Bring To The Closing?
What do I Need to Look at When Buying a REO?
What Does Equitable Title Mean?
What Does Sold-As-Is Mean?
What Does Time Limit Of Offer Mean?
What Environmental Hazards Must Be Disclosed, Especially In Older Homes?
What Happens at a Closing?
What Happens If A Creditor Fails To Make The Til (truth In Lending Act) Disclosures?
What Happens If I Am Denied Credit?
What Happens If I Fail To Pay Property Taxes?
What Happens If The Buyer’s Loan Is Not Approved?
What Happens If The Closing Is Delayed?
What Happens If The Property Appraises Higher Than The Purchase Price?
What Happens If The Seller And Buyer Cannot Agree On Who Is Going To Fix The Defects?
What Happens If The Seller Does Not Complete The Disclosures Honestly And What Is
What Happens If There Is A Claim Against The Title?
What If I Do Not Understand Some Of The Lender Disclosures?
What If I Find Incorrect Marks On My Credit Report?
What if I want to keep a fixture of my home?
What Importance Does The Lot Size Have?
What is a 24/48/72 hour clause?
What Is A Buy-down Mortgage?
What Is A Closing Statement?
What is a contingent offer?
What is a contract sale?
What Is A Conventional Loan?
What Is A Dry Closing?
What is a Fixed Rate Loan?
What Is A Fixed Rate Mortgage?
What Is A For Sale By Owner (FSBO)?
What is a home warranty?
What Is A Lease Purchase Agreement And How Does It Work?
What is a lease-option?
What Is A Legal Notice?
What Is A Letter Of Credit?
What Is A Level-payment Mortgage?
What is a Loan Term?
What is a lowball offer?
What is a meeting of the minds?
What Is A Power Of Attorney?
What Is A Pre-payment Penalty?
What is a pre-penalty charge?
What Is A Pre-Qualification Letter?
What Is A Real Estate Investment Trust?
What is a Real Estate Specialist?
What is a REO?
What Is A Seller's Property Disclosure Statement?
What Is A Settlement Statement?
What is a short sale in real estate?
What is a Zindex?
What Is An Adjustable Rate Mortgage And What Are The Advantages Or Disadvantages?
What Is An Escape Clause?
What is an escrow account?
What is an Exclusive Right to Sell Listing Agreement?
What Is An Installment Note?
What Is An Insulation Disclosure?
What Is An Interest Only Loan?
What Is Asbestos And Why Should I Check For It?
What Is Better: A Buy-down or an Adjustable-rate Mortgage?
What Is Breach Of Contract?
What Is Considered A Fixture?
What is curb appeal?
What Is Equitable Conversion?
What Is Escrow?
What is fee-simple?
What Is Gross Income?
What Is Involved in Buying an REO?
What is MLS (Multiple Listing Service)?
What Is Negotiable On A Purchase Contract?
What is Private Mortgage Insurance and How Does it Affect my Expenses?
What Is Radon And Why Should I Check For It?
What Is Right Of First Refusal?
What is seller financing?
What Is Sole Ownership?
What Is The Advantage Of A Bi-weekly Payment Loan?
What Is The Advantage Of The Multiple Listing Service?
What Is The Amendment To Remove Inspection Contingency?
What Is The Binding Agreement Date?
What Is The Difference Between A 30-year And A 15-year Loan?
What Is The Difference Between A Building Inspection And A Termite Inspection?
What Is The Difference Between A Mortgage Broker And A Mortgage Company?
What is the Difference Between an Appraisal, a CMA and a Zestimate?
What Is The Difference Between The Listing Price And The Sales Price?
What Is The Equal Credit Opportunity Act?
What Is The Fair Credit Reporting Act?
What is the Home Buying Process?
What Is The Most Important Consideration With An Adjustable-rate Mortgage?
What Is The Purpose Of A Sales / Purchase Contract?
What Is The Real Estate Settlement Procedures Act (RESPA)?
What Is The Secondary Market?
What Is The Sub Prime Market?
What Is The Truth In Lending Act?
What Other Types Of Mortgage Loans Are There And How Do They Work?
What Personal Documents Will I Need To Apply For A Mortgage?
What Types Of No Or Low Documentation Loans Are There?
When Buying A Home Or Land Can I Ask For Seller Financing?
When Do I Buy Home Owners Insurance?
When Do I Have Ownership Of The Property?
When Do The Utilities Become The Responsibility Of The Buyer?
When Is A Bill Of Sale Used?
When Is A Property Considered To Be Haunted?
When Should I Buy Foreclosed Properties?
When Should I Pay Discount Points?
When Will My First Mortgage Payment Be Due After Closing And What Is An Interest Adjustment?
Which Closing Costs Are Tax Deductible?
Which Mortgage And Homeowners Costs Are Tax Deductible?
Which Residential Expenses Are Not Tax Deductible?
Who are Mortgage Correspondents?
Who fixes needed repairs?
Who Gets A Copy Of The Inspection Report?
Who holds the earnest money?
Who keeps earnest money if something goes wrong?
Who orders my mortgage payoff?
Who pays for a home inspection?
Who pays the transfer tax stamps?
Who prepares the Deed?
Who prepares the paperwork for me?
Who prepares the residential real estate disclosure statement?
Who prepares the Survey?
Who prepares the Title?
Who takes care of the final water reading?
Who Typically Holds The Title To A Property?
Why Do I Need Home Owner’s Insurance?
Why Is Lead-based Paint Harmful?
Why is staging homes for the real estate industry so essential?
Why Is There Such A Difference In Cost Of Title Insurance From State To State?
Why Should I be Aware of the Federal Fair Housing Law?
Why Shouldn't I Send Several Offers For Different Properties At The Same Time?
 
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