At the time you successfully negotiate an offer on your home, your listing agent will provide you with a form to be filled out by your lender releasing the pertinent information to the closing agent on the amount owed on your loan.  The closing agent will then disburse those funds at closing, when the buyer’s new loan for the purchase of your home is funded.  If there is a difference owed to you on your escrow balance or any prepaid items, you will receive a reimbursement check from your lender within a few weeks of the closing.  Your lender will also send you a letter or statement indicating the full amount of the loan has been received.