|The Real Estate Finance Institute was founded by Stephen J. Felt in Maple Shade, NJ in 2007 for the purpose of educating real estate professionals, loan officers, financial services professionals and the general public on all topics pertaining to finance in real estate. R.E.F.I. has been operating as Felt Financial Group since 2002 and is currently offering live and web based courses, as well as textbooks and CD's for financial literacy. Topics include Reverse Mortgage Basics, Using Mortgage and Financial Planning in Unison, Understanding Foreclosures in Pennsylvania, and First Time Homebuyer Classes. R.E.F.I. is also developing a new for 2008 program for CFP Certificants and Mortgage Loan Officers on Ethics.