The Real Estate Encyclopedia
What Is Roll-in Refinancing?
Category - Mortgage Questions - Refinancing FAQ's

When you “roll-in” your refinancing costs into the total amount of your new loan amount, you do not need cash to refinance. The closing costs are included in the monthly mortgage payments. 


If the interest rate of your new loan is lower, this approach would make sense, because you will not need cash for closing costs to be able to refinance and take advantage of the lower rate. 

Mortgage Questions - Refinancing FAQ's
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