The Real Estate Encyclopedia
When Does It Make Sense To Refinance?
Category - Mortgage Questions - Refinancing FAQ's

Typically, a homeowner considers refinancing when mortgage rates are falling, their home has significantly appreciated in market value, they have been making payments on their 30-year loan for less than 10 years or when an adjustable mortgage rate has become too expensive and the market offers advantageous fixed rates. 

Mortgage Questions - Refinancing FAQ's
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